开一个银行账户

zài在zhōng guó中国shēng huó生活，zuì hǎo最好kāi开yī一gè个běn dì本地yín háng银行de的zhàng hù账户。

If you live in China, it is best to open an account with a local bank.

kāi开hù户yào要dài带hù zhào护照，yǒu xiē有些yín háng银行hái还yào要kàn看jū居liú留zhèng míng证明。

You need your passport to open one, and some banks also want proof of residence.

dào到le了guì tái柜台，yào要xiān先tián填yī一zhāng张shēn qǐng申请biǎo表。

At the counter, you first fill in an application form.

gōng zuò工作rén yuán人员huì会wèn问nǐ你：zhè这gè个zhàng hù账户zhǔ yào主要yòng lái用来zuò做shén me什么。

The staff member will ask what the account is mainly for.

rú guǒ如果shì是yòng lái用来fā发gōng zī工资，hái还yào要tí gōng提供gōng sī公司de的zhèng míng证明。

If it is for your salary, you also need a letter from your company.

bàn办wán完yǐ hòu以后，nǐ你huì会ná dào拿到yī一zhāng张kǎ卡hé和yī一gè个mì mǎ密码xìn fēng信封。

When it is done, you get a card and an envelope with your PIN.

xiàn zài现在hěn很duō多yè wù业务zài在shǒu jī手机shàng上jiù就néng能bàn办，bù yòng不用qù去chuāng kǒu窗口pái duì排队。

A lot of banking can be done on your phone now, without queueing at a window.

dàn shì但是kāi开zhàng hù账户zhè这zhǒng种shǒu xù手续，dì第yī一cì次hái shi还是yào要qù去guì tái柜台。

But for something like opening an account, you still have to go to the counter the first time.

qiān zì签字zhī qián之前，yī dìng一定yào要kàn看qīng chu清楚měi每yī一tiáo条。

Before you sign, make sure you read every line.